Scenario
Services of Electronic Bill Payment and Presentment (EBPP) have transformed. Multichannel payment management is a prerequisite for increasing customer satisfaction and loyalty by reducing the collection costs.
It is critical that the whole process is easy and intuitive, providing contextual billing information that goes beyond the amount due, along with a timely and informed prompt notification service.
These solutions offer new ways to reach users. What was a back-end transaction turns into a real discriminating choice of a Utility that offers solutions for:
Scheduling recurring payments or one-time payments
Managing your own registration and payment methods via wallet
Viewing payment history or receiving notifications
The evolution of EBPP services aims to eliminate data fragmentation through a single integrated platform which streamlines the management of invoices and payment processes, offering a seamless user experience.
Solution
The N&TS GROUP solution streamlines the process of paying bills, even and especially when clients have a habit of using different channels simultaneously. What we offer is a service which makes it possible to manage them from a single hub, simplifying treasury operations and providing a comprehensive and consolidated view of all transactions from all channels.
Online
Online
Make the most innovative payment methods available to deliver a frictionless payment experience worldwide.
Recurring payments
Recurring payments
Gives customers flexibility in managing recurring payments with integrated card alignment features.
Omnichannel
Omnichannel
Deliver a simple and secure payment experience regardless of method, channel, or location, and consolidate all transaction data into one platform.
Fraud Prevention
Fraud Prevention
Reduce the risk of fraud and charge back with a highly customizable and innovative real-time fraud prevention solution with Machine Learning and AI.
Advantages
Simple and global payment gateway
Rapid expansion of online and mobile channels.
Superior payment experience
Real-time customer need satisfaction regardless of channel.
Innovation and time to market improvement
Accelerate innovations and reduce time to market to meet and exceed company expectations.
Flexibility, scalability, and modularity
Flexibility and agile integration through open APIs, robust product logic, scalability, and modularity in response to the needs of the sector.
Full control of the payment solution
Independence in financial relations and customer loyalty initiatives.
Security
Full compliance with standards security and GDPR for data protection throughout the payment process.
Supplementary services
- Multi-acquiring and dynamic routing
The solution which makes it possible to define the routing of each individual transaction to the best acquirer, reducing commissions, increasing conversions, and ensuring fallback in case of unavailability of a financial partner. Different routing criteria are available, applicable in real time: card bin, payment instruments, membership schemes, geographical parameters, terminal ranges, amounts, and other statistical criteria. - Private and scheme tokenization
It is the solution which reduces fraud and data breach risk by replacing card numbers with a digital token, simplifying the payment user experience and increasing the conversion rate. - Wallet
It is the fast and effective payment securities registration tool, which makes the management of one click payments, preferred methods and fallback strategies possible. - Commission calculation
The backoffice solution which makes it possible to predict the amount of fees, check the acquirer calculations, and evaluate set routing rules. - Fraud prevention
The advanced real time fraud prevention solution is customizable based on customer needs, thanks to Machine Learning and AI. - Reporting & Analytics
Reporting to analyse statistics, profile customers, and monitor performance, KPI, and user experience. A useful tool for companies, to refine applied solutions, improve the quality of services offered, and determine what factors affect market trends.
Solution overview
Security and certifications
There is no innovation without security. N&TS GROUP has chosen to guarantee it at 360 degrees.
Data protection for clients and their users is at the heart of N&TS GROUP’s research and development systems. With this in mind, the certifications obtained in various fields are the most important guarantee of reliability, safety and compliance with global standards. This constant commitment has allowed N&TS GROUP to become protagonists in the digital revolution and to emerge in the markets of reference.
PCI DSS
PCI DSS
It is the international standard established by the PCI Security Standards Council for the protection of card holders' payment data and/or sensitive authentication data through the adoption of security measures to protect card payment transactions.
PCI PA DSS
PCI PA DSS
It is the international standard defined by the PCI Security Standards Council for software providers developing payment applications.
PCI P2PE
PCI P2PE
It is the international standard established by the PCI Security Standards Council to validate in their entirety (hardware, software, gateway, decryption, device management,) electronic payment solutions, ensuring that sensitive and confidential data are sufficiently protected in all components of the system.
AGID
AGID
It is the certification for public administration cloud services and ensures that infrastructures are developed and provided according to minimum reliability and security criteria considered necessary for public digital services.
ISO 9001
ISO 9001
Quality management system in the field of design, development, maintenance, electronic payment and collection applications assistance and provision of related services in SaaS or Hosting mode.
ISO 22301
ISO 22301
It is the certification for public administration cloud services and ensures that infrastructures are developed and provided according to minimum reliability and security criteria considered necessary for public digital services.
ISO 27001
ISO 27017
ISO 27017
ISO 27001 is the code of conduct for information security checks for the provisioning of cloud services.
ISO 27018
ISO 27018
ISO 27018 is the code of conduct for the protection of Personally Identifiable Information (PII) for cloud provider services.
PCI 3DS CORE
PCI 3DS CORE
It is a Security Standard by PCI SSC, supporting the functionality of EMVCo's EMV 3D Secure core security protocol.
VISA PIN
VISA PIN
The PCI PIN Security standard includes a comprehensive set of requirements for the secure management, processing and transmission of personal identification number (PIN) data and data relating to unattended POS terminals.
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If you’d like more information, don’t hesitate to contact us. It will be our pleasure to offer you the best solution tailored to your needs.