The future of the Insurance sector rides the wave of digital transformation: the themes of re-innovation and multichannel evolution is central in the context of intercepting and meeting the new needs of users.


The dynamics of sector re-innovation have led to the provision of extended and advanced services by insurance companies, which integrate the classic offerings with new channels, such as Home Insurance, via app as well as mobile devices to be provided to its operatives in order to make interaction with customers more fluid and effective.

This has created the conditions to make it possible to collect bonuses with innovative payment instruments, both fast and compatible with changing customer needs.

During this growth, the focus inevitably shifts from the product itself to the customer experience and, therefore, Insurance companies are focusing their efforts on:

Simplifying purchasing of services by reducing as much as possible the amount of traditional paper documents utilized in the insurance industry

Providing digital payment methods known to and trusted by users

Using the collected data as a tool to offer solutions based on the prevention and promotion of healthy behaviour

The benefits of digitalisation and diversification of service channels are not limited to a positive impact on clients. Managing electronic payments also means increasing monitoring on collection processes and transaction flows, while simultaneously shortening management time. Not only that: the logic of multi-acquiring also impacts the pricing of services applied by scheme and financial institutions.


The N&TS GROUP product range supports the digital evolution of the Insurance world with a solution which makes it possible to manage electronic payments from a single hub, simplifying treasury operations and providing a comprehensive and consolidated view of all transactions from all channels.


Simple and global payment gateway
Rapid expansion of online and mobile channels.

Superior payment experience
Real-time customer satisfaction regardless of channel.

Innovation and time-to-market improvement
Accelerate innovations and reduce time to market to meet and exceed company expectations.

Flexibility, scalability, and modularity 
Flexibility and agile integration through open APIs, robust product logic, scalability, and modularity in response to the needs of the sector.

Full control of the payment solution
Independence in financial relations and customer loyalty initiatives.

Full compliance with data protection security and GDPR standards throughout the payment process.

Supplementary services

  • Multi-acquiring and dynamic routing
    The solution which makes it possible to define the routing of each individual transaction to the best financial partner, reducing commissions, increasing conversions, and ensuring fallback in case of unavailability of a financial partner. Different routing criteria are available, applicable in real time: card bin, payment instruments, membership circuits, geographical parameters, terminal ranges, amounts, and other statistical criteria.
  • Private and scheme tokenization
    It is the solution which reduces fraud and data breach risk by replacing card numbers with a digital token, simplifying the payment user experience and increasing the conversion rate. 
  • Wallet
    It is the fast and effective payment securities registration tool, which makes the management of one click payments, preferred methods and fallback strategies possible. 
  • Commission calculation
    The Backoffice solution which makes it possible to predict the amount of fees, check the acquirer calculations, and evaluate set routing rules.
  • Fraud prevention
    The advanced real time fraud prevention solution is customizable based on customer needs, thanks to Machine Learning and AI.
  • Reporting & Analytics
    Reporting to analyse statistics, profile customers, and monitor performance, KPI, and user experience. A useful tool for companies, to refine applied solutions, improve the quality of services offered, and determine what factors affect market trends.


Insurance solution flow

Security and certifications

There is no innovation without security. N&TS GROUP has chosen to guarantee it at 360 degrees.

Data protection for clients and their users is at the heart of N&TS GROUP’s research and development systems. With this in mind, the certifications obtained in various fields are the most important guarantee of reliability, safety and compliance with global standards. This constant commitment has allowed N&TS GROUP to become protagonists in the digital revolution and to emerge in the markets of reference.

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