In Store

The future of in-store purchases involves the introduction of innovative hybrid scenarios, meant to transform the customer journey within stores both smart and dynamically customized for individual clients, where it is possible to ensure a smooth and seamless payment experience.


State-of-the-art technology developed in-house
Excellency know-how in the e-money sector at the service of innovative solutions, all entirely developed in-house on JTMS-J TRANSACTION MONITOR SYSTEM®.

Ease of integration
Flexibility and agile integration via open APIs.

Scalability and modularity
Solid product logic, scalability, and modularity to meet each sector’s different needs.

Worldwide ready
One singular solution to accept worldwide payments.

Fraud and chargeback reduction
Monitor every payment to detect and prevent fraud before it affects your business through Artificial Intelligence and Machine Learning solutions.

Savings on merchant fees
Dynamic choice of the best acquirer, based on both economic and business logic.

High conversion thanks to improved UX
The superior quality of a simple, fast, and smooth payment experience to achieve business goals.

Security and certifications
Compliance with international ISO standards and reference regulations ensures efficient processes and utmost care in data management and security.

Functionality overview

FTFS – FAULT TOLERANT FINANCIAL SYSTEMS®: digital and dynamic in-store payments

FTFS® is the N&TS GROUP solution which offers a smooth, secure and easily customizable in-store payment experience, created in the digital world and  now needed everywhere.

Multi-acquiring and dynamic routing

Multi-acquiring and dynamic routing make it possible to define the routing of each individual transaction to the best acquirer, reducing commissions, increasing conversions, and ensuring fallback in case of unavailability of the financial partner.

The routing criteria, applicable in real time, are several: card bin, payment tools, affiliation networks, geographical parameters, terminal ranges, sum totals, and other statistical criteria.

Bank Terminal Manager

FTFS® Bank Terminal Manager is the solution which manages the forwarding of transactions received from CB2 POS terminals with debit and credit cards, both domestic and international, to acquirers, enriched with additional features such as Bill payment and Payment facilitator, DCC and multi-country, Web services and Pre-authorizations.


The FTFS® SoftPOS solution enables the acceptance of payments directly from mobile devices, without the need for specific hardware, reducing the heterogeneity and complexity of multi-device management inside the store. Security is guaranteed by a specific certified component which manages PIN typing on Glass, ensuring maximum confidentiality.

Alternative Payment Methods in store

In-store FTFS® APM supports emerging alternative payment methods, such as Alipay, Bancomat Pay, PayPal, WeChat Pay, Payments by installments, and QR-based products.

Petrol Terminal Manager

FTFS® Petrol Terminal Manager is a solution which enables processing of payments with oil cards towards their dedicated schemes, for example DKW, MOL Shell, UTA.

P2P Encryption

The P2PE certified PCI-DSS functionality available on FTFS® Terminal Manager guarantees the protection of transaction data on the entire payment flow from the terminal through to processing.

Asset Management

The service dedicated to the management of all POS terminals on the market, which offers itself as a focal point to endure targeted supervision and interventions on the entire in-store payment chain.

Fraud Prevention

ACFS® Fraud Prevention is advanced real time fraud prevention solution, customizable based on clients’ needs, thanks to Artificial Intelligence and Machine Learning modules.

Fees Calculation

FTFS® Calculation Fees is the backoffice solution which makes it possible to predict fess total amounts, carry out checks on acquirer calculations, and evaluate set routing rules.

Private circuits and fidelity

ACFS® Private Circuits is the solution which makes it possible to accept scheme, privative, gift, and loyalty cards, as well as their processing.

Cash Management

As a part of NTFS-NEW TECHNOLOGY FINANCIAL SYSTEMS®, NTFS® Cash Management is the solution which, thanks to certified hardware devices, makes it possible to automate cash counting.

Reporting and Analytics

Availability of reporting to analyse statistics, profile customers, and monitor performance, KPIs, and user experience. A useful tool for companies, to refine applied solutions, improve the quality of services offered, and determine what factors affect market trends.

All the benefits of a flexible deployment model

Security and certifications

There is no innovation without security. N&TS GROUP has chosen to guarantee it at 360 degrees.

Data protection for clients and their users is at the heart of N&TS GROUP’s research and development systems. With this in mind, the certifications obtained in various fields are the most important guarantee of reliability, safety and compliance with global standards. This constant commitment has allowed N&TS GROUP to become protagonists in the digital revolution and to emerge in the markets of reference.

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If you’d like more information, don’t hesitate to contact us. It will be our pleasure to offer you the best solution tailored to your needs.