Advantages
State-of-the-art technology developed in-house
Excellency know-how in the e-money sector at the service of innovative solutions, entirely developed in-house.
Innovation
Constantly updated solutions with new features based on the N&TS GROUP roadmap and customer needs.
Ease of integration
Flexibility through microservices and agile integration via open APIs.
Scalability and modularity
Scalability and modularity to meet the needs of customers of different sizes and industries, ensuring Savings thanks to economies of scale and operational efficiency.
Time to market
Expertise gained through multiple clients in multiple countries, combined with product logic, enables solutions with very short time to market.
Fraud and chargeback reduction
Monitor every payment to detect and prevent fraud through AI and machine learning even before it affects your business.
Constant updates
Continuous updates to the assurance of compliance with all e-money sector mandates on a global level.
Security and certifications
Compliance with international ISO standards and reference certifications ensures efficient processes and utmost care in data management and security.
Functionalities overview
A payment platform which can manage the entire life cycle of digital payments.
N&TS GROUP’s Card Management solution delivers advanced features and flexible scalability to operate quickly in an ever-changing scenario.
Card Issuing
ACFS® Card Issuing is the N&TS GROUP solution which makes it possible to carry out all activities concerning the issuance of international and private payment cards, in an easy way, thanks also to the possibility of directly interfacing through APIs. Offering the standard functionalities of card creation and production, type configuration, brand customization and advanced tokenization functionality of virtual cards for mobile payment and loyalty program management.
ACS 3DS Server
ACFS® ACS is the complete 3D Secure authentication solution for issuers and payment processors, certified by PCI DSS, EMV.co, Verified By Visa, MasterCard Identity Check, American Express SafeKey, JCB J-Secure. Offering all the features required by market standards and, through an add-on, the ability to integrate with the ACFS® RBA and Trusted Beneficiary N&TS GROUP solution for a frictionless payment experience with the same amount of security.
Fraud Prevention & RBA
ACFS® Fraud Prevention & RBA enable banks, acquirers, and processors to transform fraud prevention into a competitive differentiator with a secure and seamless solution which exceeds customer expectations and meets growing regulatory demands.
Acquiring
ACFS® is the acquiring gateway with multi-currency, multi-product, multi-scheme and multi-country functionality in one singular solution. Offering the possibility to enable Italian, European and cross border acquirers.
Authorization
ACFS® Authorization allows for the management of card authorization through a series of customizable paramaters that enable the approval or refusal of transactions in a secure and punctual manner.
Merchant backoffice and onboarding
ACFS® Backoffice makes the onboarding of merchants and terminals available, including the RAC provisioning for Pagobancomat, requests for agreements to acquirers, and KYC functionality.
Switching
ACFS® Switching is the solution which interfaces directly with international card schemes, sending them the transactions from acquirers.
Clearing & Settlement
ACFS® Clearing & Settlement allows the exchange of financial details between the acquirer and issuer to facilitate the registration of a card holder’s account and the reconciliation of a client’s position.
All the benefits of a flexible deployment model
License Model
License Model
N&TS GROUP software licenses can be installed in private or public clouds of the client’s choice.
SaaS model
SaaS model
The Software as a Service model guarantees a turnkey service provided by N&TS GROUP data centers.
Hybrid Model
Hybrid Model
The ability to combine the licensed model with the hosting installation in N&TS GROUP data centers.
Security and certifications
There is no innovation without security. N&TS GROUP has chosen to guarantee it at 360 degrees.
Data protection for clients and their users is at the heart of N&TS GROUP’s research and development systems. With this in mind, the certifications obtained in various fields are the most important guarantee of reliability, safety and compliance with global standards. This constant commitment has allowed N&TS GROUP to become protagonists in the digital revolution and to emerge in the markets of reference.
PCI DSS
PCI DSS
It is the international standard established by the PCI Security Standards Council for the protection of card holders' payment data and/or sensitive authentication data through the adoption of security measures to protect card payment transactions.
PCI PA DSS
PCI PA DSS
It is the international standard defined by the PCI Security Standards Council for software providers developing payment applications.
PCI P2PE
PCI P2PE
It is the international standard established by the PCI Security Standards Council to validate in their entirety (hardware, software, gateway, decryption, device management,) electronic payment solutions, ensuring that sensitive and confidential data are sufficiently protected in all components of the system.
AGID
AGID
It is the certification for public administration cloud services and ensures that infrastructures are developed and provided according to minimum reliability and security criteria considered necessary for public digital services.
ISO 9001
ISO 9001
Quality management system in the field of design, development, maintenance, electronic payment and collection applications assistance and provision of related services in SaaS or Hosting mode.
ISO 22301
ISO 22301
It is the certification for public administration cloud services and ensures that infrastructures are developed and provided according to minimum reliability and security criteria considered necessary for public digital services.
ISO 27001
ISO 27017
ISO 27017
ISO 27001 is the code of conduct for information security checks for the provisioning of cloud services.
ISO 27018
ISO 27018
ISO 27018 is the code of conduct for the protection of Personally Identifiable Information (PII) for cloud provider services.
PCI 3DS CORE
PCI 3DS CORE
It is a Security Standard by PCI SSC, supporting the functionality of EMVCo's EMV 3D Secure core security protocol.
VISA PIN
VISA PIN
The PCI PIN Security standard includes a comprehensive set of requirements for the secure management, processing and transmission of personal identification number (PIN) data and data relating to unattended POS terminals.
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If you’d like more information, don’t hesitate to contact us. It will be our pleasure to offer you the best solution tailored to your needs.