[{"id":3257,"date":"2026-09-01T10:00:09","date_gmt":"2026-09-01T08:00:09","guid":{"rendered":"https:\/\/netsgroup.com\/?p=3257"},"modified":"2026-09-07T10:59:47","modified_gmt":"2026-09-07T08:59:47","slug":"acs-emvco-3-d-secure","status":"publish","type":"post","link":"https:\/\/netsgroup.com\/en\/acs-emvco-3-d-secure\/","title":{"rendered":"ACS EMVco 3-D Secure"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAIBxAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAIBxAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">\n<p>We are happy to share an important renewal that took place over the summer, proving that secure payments never take a break. On August 18, EMVCo issued the Letter of Approval for our <strong>ACS<\/strong> (Access Control Server)\u2014specifically for the <strong>EMV 3-D Secure 2.3.1.1 and 2.2.0 certifications<\/strong>, valid until August 2028.<\/p>\n<p><!--TgQPHd|||[]--><\/p>\n<\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICBAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">A sincere thank you goes to everyone who managed the project, led the certification process, and kept doing their part during those days. This milestone was achieved thanks to your hard work.<!--TgQPHd|||[]--><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICRAA\" data-processed=\"true\" data-complete=\"true\" aria-owns=\"action-menu-parent-container\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Here we are, fully energized and refreshed as promised. We are shifting back into gear for digital payments, now with one more certification under our belt.<\/div>\n<\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICxAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><!--TgQPHd|||[]--><\/div>\n<div class=\"yhAwj\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-sfc-inited=\"2\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 14px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><!--TgQPHd|||[]--><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are pleased to confirm the renewal of EMV 3-D Secure 2.3.1.1 and 2.2.0 certifications, valid until August 2028.<\/p>\n","protected":false},"author":10,"featured_media":3263,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[24,31],"tags":[],"class_list":["post-3257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expertise-en","category-home-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ACS EMVco 3-D Secure - N&amp;TS GROUP<\/title>\n<meta name=\"description\" content=\"We are proud to announce the renewal of 3DS SDK certification for Android &amp; iOS platforms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/netsgroup.com\/en\/acs-emvco-3-d-secure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ACS EMVco 3-D Secure - N&amp;TS GROUP\" \/>\n<meta property=\"og:description\" content=\"We are proud to announce the renewal of 3DS SDK certification for Android &amp; iOS platforms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/netsgroup.com\/en\/acs-emvco-3-d-secure\/\" \/>\n<meta property=\"og:site_name\" content=\"N&amp;TS GROUP\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NetsGroupDotCom\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-01T08:00:09+00:00\" \/>\n<meta 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Enrcyption"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; 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&quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">One year after transitioning to version 3.1, we are back to talk about P2PE: we have renewed our Point-to-Point Encryption certification, expanding the scope of supported terminals.<!--TgQPHd|||[]--><\/strong><!--TgQPHd|||[]--><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><strong class=\"rQesXe MPyX\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">P2PE<!--TgQPHd|||[]--><\/strong> is the standard by which the <strong class=\"rQesXe MPyX\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">PCI Security Standards Council<!--TgQPHd|||[]--><\/strong> defines the encryption requirements for payment data starting right from the terminal. In practice, card data is protected the exact instant it is read and remains encrypted until it reaches the authorized decryption environment, never passing through the merchant&#8217;s systems in clear text.<!--TgQPHd|||[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICRAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICRAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Maintaining the certification requires periodic, independent audits of cryptographic keys, devices, installation procedures, and chain of custody. Extending its coverage means guaranteeing the same high standard across an ever-wider scope.<!--TgQPHd|||[]--><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAIChAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">For our clients, this translates into two things: a <strong class=\"rQesXe MPyX\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">reduced risk surface<!--TgQPHd|||[]--><\/strong> on transactions and a <strong class=\"rQesXe MPyX\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">streamlined PCI DSS compliance<!--TgQPHd|||[]--><\/strong> process.<!--TgQPHd|||[]--><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-hveid=\"CAAICxAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Security and ease of use remain two requirements of the same project for us, not two competing priorities.<!--TgQPHd|||[]--><\/div>\n<div class=\"yhAwj\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-complete=\"true\" data-processed=\"true\" data-sfc-inited=\"2\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 14px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><!--TgQPHd|||[]--><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are pleased to confirm the renewal of oPoint-to-Point Encryption certification, expanding the scope of supported terminals.<\/p>\n","protected":false},"author":10,"featured_media":3253,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[24,31],"tags":[],"class_list":["post-3247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expertise-en","category-home-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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Certification"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAAIAxAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Certified sustainability according to international standards.<!--TgQPHd||[]--><\/strong><br data-sfc-root=\"ep\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>N&amp;TS GROUP has successfully completed the ESG assessment conducted through the Synesgy platform, based on the GRI (Global Reporting Initiative) standards\u2014the international benchmark for sustainability reporting.<br data-sfc-root=\"ep\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>The certificate attests to our concrete commitment across three dimensions: environmental, social, and governance.<!--TgQPHd||[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAAIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAAIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">In a sector like digital payments, where trust is built on measurable and verifiable standards, this achievement naturally complements the path of certifications that has characterized our way of doing business for years\u2014from data security and business continuity to, now, ESG responsibility. Because for us, innovation and sustainability travel in the same direction.<!--TgQPHd||[]--><\/div>\n<div class=\"Fsg96\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-sfc-inited=\"2\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 14px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><!--TgQPHd||[]--><\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"download_block\">\n\t\t\t<div class=\"img\"><a href=\"https:\/\/netsgroup.com\/wp-content\/uploads\/2026\/07\/SurveyCertificate_NTS-GROUP-NETWORKS-TRANSACTIONAL-SYSTEMS-GROUP-SPA_SC-26_06_2026-1-SIMPLE.pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/netsgroup.com\/wp-content\/uploads\/2024\/08\/Logo_Synesgy-sito-150x150.png\" alt=\"\" \/><\/a><\/div>\n\t\t\t<div class=\"txt\"><a href=\"https:\/\/netsgroup.com\/wp-content\/uploads\/2026\/07\/SurveyCertificate_NTS-GROUP-NETWORKS-TRANSACTIONAL-SYSTEMS-GROUP-SPA_SC-26_06_2026-1-SIMPLE.pdf\" target=\"_blank\">ESG Certificate<br><span class=\"link-btn link\">View attachment<\/a><\/a><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Certified sustainability according to international standards.<\/p>\n","protected":false},"author":10,"featured_media":3236,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[31,33],"tags":[],"class_list":["post-3230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-en","category-sustainability"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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22301"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><strong>Operational continuity<\/strong> is not measured when everything is working; it is measured when something changes. <!--TgQPHd||[]-->For this reason, we are pleased to confirm the renewal of our <em>ISO 22301 certification<\/em>, the international standard dedicated to Business Continuity.<\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">In an ecosystem such as digital payments, where reliability and service availability are essential elements, the ability to guarantee operational continuity represents tangible value for clients, partners, and stakeholders.<br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>The renewal of the certification attests to the effectiveness of our operational continuity management system and our ability to:<br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>\u2714\ufe0f prevent and manage critical events<br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>\u2714\ufe0f reduce the impact of operational disruptions<br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>\u2714\ufe0f protect essential processes and services<br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>\u2714\ufe0f ensure resilience and reliability over time<!--TgQPHd||[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc NOp1Jf\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><span class=\"yADgie\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><strong>Business Continuity<\/strong> is not an extraordinary activity: it is a daily job consisting of planning, testing, continuous improvement, and collaboration among people, processes, and technology. This milestone confirms our commitment to building, every day, services that are secure, resilient, and ready to face the challenges of an ever-evolving market.<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are pleased to confirm the renewal of our ISO 22301 certification, the international standard dedicated to Business Continuity.<\/p>\n","protected":false},"author":10,"featured_media":3209,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[24,31],"tags":[],"class_list":["post-3203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expertise-en","category-home-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - 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2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">The first <strong>Sphere<\/strong> by <strong>N&amp;TS GROUP.<\/strong><br data-sfc-root=\"c\" data-sfc-pl=\"||[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/><em>N&amp;TSPHERE<\/em> was created to establish an inspired and intentional space: a place that comes alive when people 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A long-standing belief within N&amp;TS GROUP has brought this format to life: <em class=\"eujQNb\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">even before technology and business, it is people, when they truly connect, who generate value.<!--TgQPHd||[]--><\/em><!--TgQPHd||[]--><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAEIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">A moment for discussion and networking, dedicated to those who lead innovation in digital payments. We witnessed all of this unfold within the beautiful setting of Terrazza Palestro: authentic conversations, presence, and active listening. What emerged, as a whole, speaks of trust, connection, and presence. Signs that, even in the fastest and most &#8220;virtual&#8221; world, value continues to originate right here: from people.<!--TgQPHd||[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAEIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-hveid=\"CAEIBRAA\" data-processed=\"true\" data-complete=\"true\" aria-owns=\"action-menu-parent-container\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">It\u2019s not just n&amp;tworking, it\u2019s value. \ud83d\udc99<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\ud83d\udc99<br \/>\nThe first Sphere by N&#038;TS GROUP<\/p>\n","protected":false},"author":10,"featured_media":3216,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[23,31],"tags":[],"class_list":["post-3212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-events","category-home-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>N&amp;TSPHERE 2026 - N&amp;TS GROUP<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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SDK Android &#038; iOS Certification"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Digital payment experiences require an increasingly sophisticated balance between security, seamlessness, and performance.<br data-sfc-root=\"c\" data-sfc-pl=\"|[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>That is why the renewal of the IGFS\u00ae 3DS SDK solution certification for Android and iOS platforms represents a major milestone in the evolutionary path of the technologies we develop.<br data-sfc-root=\"c\" data-sfc-pl=\"|[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>Our solution supports 3D Secure authentication processes within mobile apps, allowing issuers and digital payment ecosystem operators to integrate secure, modern customer journeys that comply with international standards.<br data-sfc-root=\"c\" data-sfc-pl=\"|[]\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" \/>The renewal certifies the SDK&#8217;s ability to ensure operational continuity, interoperability, and an optimized user experience in SCA (Strong Customer Authentication) flows, an increasingly central element in the evolution of digital payments.<!--TgQPHd|[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBRAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><\/div>\n<div class=\"n6owBd awi2gc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAAIBhAA\" data-processed=\"true\" data-complete=\"true\" aria-owns=\"action-menu-parent-container\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">This result stems from the joint efforts of our development, quality assurance, and compliance teams, who are committed every day to evolving reliable and technologically advanced solutions.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are proud to announce the renewal of 3DS SDK certification for Android &#038; iOS platforms.<\/p>\n","protected":false},"author":10,"featured_media":3190,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[24,31],"tags":[],"class_list":["post-3184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expertise-en","category-home-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3DS SDK Android &amp; iOS Certification - N&amp;TS GROUP<\/title>\n<meta name=\"description\" content=\"We are proud to announce the renewal of 3DS 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&#038; 3D Secure 2.2 Visa Certification"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">We are pleased to share a significant milestone: the renewal of our <strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">Visa<\/strong> <strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" 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border-bottom: 0px none rgb(10, 10, 10);\">ACS and Visa 3DS certifications are key elements in protecting online transactions, helping to prevent fraud and enhance the user experience through secure and seamless authentication processes.<!--TgQPHd|[]--><\/div>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIBRAA\" data-complete=\"true\" data-processed=\"true\" aria-owns=\"action-menu-parent-container\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">We will continue to invest in innovation and security to support the growth of digital commerce in an increasingly dynamic environment.<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are pleased to share a significant milestone: the renewal of our Visa ACS (Access 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9001"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\">\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">We are proud to announce the renewal of our ISO 9001 certification!\u00a0<!--TgQPHd|[]--><!--TgQPHd|[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-processed=\"true\" data-complete=\"true\" 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Every day, we work to optimize our processes, ensure high operational standards, and provide increasingly reliable and efficient solutions.<!--TgQPHd|[]--><!--TgQPHd|[]--><\/div>\n<div data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIBBAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\"><\/div>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIBBAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">A special thanks to the entire team, whose professionalism and dedication make reaching these results possible.<!--TgQPHd|[]--><!--TgQPHd|[]--><\/div>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIBRAA\" data-processed=\"true\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">We continue to grow, with quality as our guide.<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We are proud to announce the renewal of our ISO 9001 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Forum 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAhAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">SAVE THE DATE \u2013 Netcomm Forum 2026<!--TgQPHd|[]--><\/strong><!--TgQPHd|[]--><\/div>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIAxAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">We are excited to meet you again at Netcomm Forum on <strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">May 6th and 7th, 2026<!--TgQPHd|[]--><\/strong>, at <strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">Allianz MiCo &#8211; Milano Convention Centre, Booth D43<!--TgQPHd|[]--><\/strong>.<!--TgQPHd|[]--><\/div>\n<div class=\"Y3BBE\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAEIBBAA\" data-complete=\"true\" data-processed=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 12px 0px 16px; text-decoration: none; border-bottom: 0px none rgb(10, 10, 10);\">2026 marks a year of major breakthroughs. 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